Have a look at my monthly budget...

I have spent the afternoon re-doing my monthly budget as I have been having real trouble sticking to it lately and we have ended up using most of our overdraft for the last few months! I have identified lots of areas where I know I can save money so I will go through these in the couple of days.

Income details
Salary (after tax) - £2160 (combined)
Child maintenance - £125
Child Tax Credits - £40
Total - £2325

Household details
Food Shopping - £250
Mortgage - £812
Council tax - £120
Gas / Electricity - £100
Phone / Internet - £40.00
Water - £25

Financial Products
Card payments- £170
Savings / Investments - £30
Home Insurance - £20
Life Insurance - £5

Leisure
TV licence / Satellite - £35
Love film subscription - £10

Children
Childcare - £160

Travel
Petrol - £160
Car maintenance / tax - £20
Public transport - £80


Budget Summary
Total Income - £2325
Total Spending - £ 2037
Total Left Over - £288

If you haven't already done your budget, you can get a template and some more tips on how to do it here.