I have spent the afternoon re-doing my monthly budget as I have been having real trouble sticking to it lately and we have ended up using most of our overdraft for the last few months! I have identified lots of areas where I know I can save money so I will go through these in the couple of days.
Income details
Salary (after tax) - £2160 (combined)
Child maintenance - £125
Child Tax Credits - £40
Total - £2325
Household details
Food Shopping - £250
Mortgage - £812
Council tax - £120
Gas / Electricity - £100
Phone / Internet - £40.00
Water - £25
Financial Products
Card payments- £170
Savings / Investments - £30
Home Insurance - £20
Life Insurance - £5
Leisure
TV licence / Satellite - £35
Love film subscription - £10
Children
Childcare - £160
Travel
Petrol - £160
Car maintenance / tax - £20
Public transport - £80
Budget Summary
Total Income - £2325
Total Spending - £ 2037
Total Left Over - £288
If you haven't already done your budget, you can get a template and some more tips on how to do it here.
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